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1:21
The Central Provident Fund (CPF) is a crucial financial safety net for Singaporeans in their retirement years. But what if your CPF savings are less than what you anticipated because you have dipped into it for housing or for your child’s education? Hear some strategies on how you can boost your retirement savings from Peh Er Yan, Group Director of Communications & Engagement with the CPF Board. Hear more financial tips on how to get retirement-ready financially on the full episode of The Leong
120 views
3 months ago
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CPF adjusts daily withdrawal limit to $2000, updates security measures
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CPF withdrawal at 55 years old: What can you do?
Dec 4, 2023
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April Zara Chua
1:45
WATCH: From 2025, the Central Provident Fund (CPF) Special Account of those aged 55 and above will be automatically closed and the monies — up to the Full Retirement Sum — will be transferred to their Retirement Account, with the balance going into the Ordinary Account. Deputy Prime Minister Lawrence Wong announced these changes on Friday (Feb 16) during the delivery of the budget statement. Read more: https://tdy.sg/42Gbxtg | TODAY
1.6K views
Feb 16, 2024
Facebook
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Filipe Ruga | Marketing Estratégico on Instagram: "Parece loucura, mas em Singapura guardar dinheiro é LEI. 💼 Todo trabalhador é obrigado a economizar parte do salário, e isso virou a base da economia mais estável da Ásia. Enquanto outros países se endividavam prometendo benefícios, Singapura fez o oposto: 👉 Forçou disciplina, criou o CPF (Central Provident Fund) e transformou o hábito de poupar em cultura nacional. Hoje, o resultado é absurdo: 🏠 90% da população tem casa
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6 months ago
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filiperuga
1:14
企业家做退休规划,核心不是“一个工具”,而是两层结构。 第一层是稳定现金流。 第二层是抗通胀资产。 很多企业家误以为: 只要把 CPF 补到 ERS,退休就安全了。 其实这是一个常见误区。 根据 Central Provident Fund Board 的制度设计, CPF LIFE 的角色是: 提供终身基础现金流。 它解决的是“不断流”, 但不保证未来购买力不下降。 因此企业家的退休结构通常是: CPF → 稳定现金流 投资资产 → 抗通胀增长 而在 CPF 规划上,顺序通常是: MA → SRS → RSTU → ERS 先优化税务与医疗账户, 再考虑把退休账户补到更高水平。 举个数字例子。 假设一位企业家在 55 岁时, RA 已经补到 ERS:约 $440,800。 未来通过 CPF LIFE, 可以获得一笔终身月度现金流。 这笔钱非常重要, 因为它不受市场波动影响。 但真正的问题是:未来生活成本。 如果长期平均通胀 3%, 20 年后价格大约会接近 1.8 倍。 换句话说: 今天看起来“够用”的退休收入, 未来购买力可能明显下降。 例如: 今天每月 $2,500 的生活水平,
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APSN on Instagram: "🌟 We’re so grateful to have Central Provident Fund (CPF) Board at their Novena office for a heartwarming lunch talk, where we had the opportunity to share our mission and stories of empowerment together! The highlight session was the heartfelt sharing by Fitri Bin Amran, our APSN trainee, now working at Conrad Singapore. It was a session filled with inclusive hiring, lifelong learning, and connection. 💬💪 TeamCPF also enjoyed specially prepared treats made by our trainees,
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