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🌟Chattel Loans: The Key to Financing Your Manufactured Home!🌟 Unlock the secrets of financing your manufactured home with a chattel loan! In this quick 60-second guide, Kris McCullough, a seasoned loan officer and manufactured home specialist, breaks down what a chattel loan is and how it can work for you. Discover the key features, such as lower down payments and fast closing times, while understanding the trade-offs like higher interest rates. Perfect for those placing homes in parks, leasin
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🌟Chattel Loans: The Key to Financing Your Manufactured Home!🌟 Unlock the secrets of financing your manufactured home with a chattel loan! In this quick 60-second guide, Kris McCullough, a seasoned loan officer and manufactured home specialist, breaks down what a chattel loan is and how it can work for you. Discover the key features, such as lower down payments and fast closing times, while understanding the trade-offs like higher interest rates. Perfect for those placing homes in parks, leasin
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Replying to @sunshine_schultz A foundation can completely change the financing options for a manufactured home. But there’s another thing lenders look for… The HUD tag (HUD certification label). That tag helps prove the home has not been moved, because once a manufactured home is moved after its original placement, it usually won’t qualify for traditional financing. For many lenders to offer a 30-year loan with lower down payments, the home typically needs: • A permanent foundation (often a conc
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