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1:33
YouTube
Carolina Coastal Realty Group
fha loan basics what it is who it serves and what the tradeoffs are
Thinking about an FHA loan? This quick video breaks down what you need to know: FHA loans are government‑insured mortgages that make homeownership more accessible with lower credit score and down payment requirements — minimum 3.5% down with a 580 credit score. FHA allows higher back‑end DTI (up to 50% with strong compensating factors ...
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Two offers. One was cash. One was full price with an FHA loan from a first-time homebuyer. Sounds easy, right? Not even close. Here’s the twist. The sellers bought this house only about a year ago, so they haven’t owned it long enough for it to appreciate much. That means they’re already bringing money to the closing table. So naturally, the higher offer means they bring less money out of pocket. They decided to take the FHA first-time buyer offer because it was full price. The cash buyer lost.
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