If you aren’t in that elite club, don’t despair. Plenty of Americans have really good credit. More than 20% of consumers have ...

More than 2.2 million delinquent student loan borrowers have seen their credit scores drop this year, says the New York Fed.

A high credit score secures lower personal loan interest rates, while a low score leads to higher costs or rejection. That is ...

A low credit score doesn't necessarily preclude access to financing, thanks to progressive financial instruments such as ...

Mortgage lenders consider your credit score a measure of your ability to responsibly manage debt. The higher your credit score, the better your chances of being approved for a home loan.

Boosting your credit score involves avoiding some actions and taking some proactive, affirmative steps as well. Combine them ...

Making the minimum payment on one’s monthly credit card bill may sit well with some. Indeed, it’s better to make a minimum ...

Credit cycling” may lead credit card companies to cancel a user’s card and forfeit their rewards, experts said.

A 20-year-old Reddit user was dismayed to learn recently that he has a low credit score. He already knew he had a limited ...

Wellington still holds up in terms of income, and is now near the top of housing affordability statistics, too. The top of ...

Loans with alternative documentation and high combined loan-to-value ratios had more performance concerns, according to a new ...

If you have bad credit, you can still get approved for a car loan by using a co-signer or working with a lender that ...