Ready to have that all-important talk with your teen? You know–the one about managing their money and building credit?

So, what credit score do you start with? You don’t start with one at all — but the moment you begin using credit responsibly, you’re on your way to a strong score.

Where does your credit score start? The truth is, there’s no universal “starting credit score.” While the lowest possible FICO score is 300, this isn’t where you start.

Your credit score doesn’t start at zero. When starting out, you’ll either have no credit or be considered credit invisible. Factors like on-time payments, low credit utilization, types of ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Credit scores typically range from 300 to 850, with 300 considered "poor" credit and 850 considered "exceptional" credit. Thankfully, a perfect 850 credit score isn't necessary for most people to ...

“When your scores dip below 680 or so, they start to fall into a subprime category, meaning you may not qualify, and if you do, you're going to have to pay much higher interest rates.” Credit ...

Understand what credit scores in each range mean for your future. Learn how to improve your credit score and how it affects your ability to borrow money.

Does having an 850 credit score actually matter? While an 850 credit score is impressive, the reality is that there's no real difference between an 850 and, say, an 820 or even 750.

If your credit score is too low to get the American Express credit card your heart is set on, take steps to boost your credit until you have a FICO Score of 670 or higher and you have a better ...

Initial scores typically fall between 500 and 650. This depends on how responsibly you manage your first account(s). It’s very rare to start at the lowest (300) or highest (850).