Best CD rates by term Historically, longer-term CDs pay higher rates. For example, according to data from the Federal Deposit Insurance Corporation (FDIC), six-month CDs averaged 0.78% in 2009 ...

Compare multiple financial institutions to find the best six-month CD rates for your short-term financial goals or to build a long-term CD ladder.

What are today's CD interest rates? Depending on your CD type, terms and other details, there's a varying range of CD rates you can qualify for today.

If you hope to earn high interest on money you set aside in a certificate of deposit (CD), you’ll want to consider opening an account soon. CD rates have been slowly decreasing since late 2024 ...

The best one-year CD rate is 4.40%, offered by CommunityWide Federal Credit Union. This account is the highest-rated on our list, boasting a 4.8-star rating due to its high annual percentage yield ...

Changes in the prime rate don't directly impact rates that banks pay on certificates of deposit (CDs), but the two may both go up around the same time.

A no-penalty CD is a type of certificate of deposit that charges no fee for withdrawing money before the term expires. You usually must withdraw the full balance at once.

Fidelity's brokered CDs have competitive rates that fluctuate more than those of bank CDs. They’re best for investors, not average bank customers. See how they compare.