James H. Smalhout is the author of "The Uncertain Retirement" and a visiting fellow at the Hudson Institute. WASHINGTON — Chalk it up to confusion. Enron employees at the bottom of the corporate ...

James H. Smalhout is a financial writer and author of "The Uncertain Retirement." WASHINGTON — Congress has spent the last year debating 401(k) reform in response to the Enron disaster. But the ...