To tap that home equity, homeowners have to turn to banks, credit unions and other lenders for tools such as home equity ...

They possess a record $11 trillion in tappable home equity or about $203,000 per mortgage-holding household. Cashing in some ...

The average homeowner currently has about $313,000 worth of equity in their home, according to the March 2025 ...

Is a home equity loan or a HELOC right for you? Before using your home as collateral for one, consider both your financing needs and your appetite for uncertainty.

Home equity is the difference between the market value of your ... HELOCs often come with variable interest rates, meaning your rate and monthly payments could increase or decrease over time. Some ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, consolidate debt or support education expenses. Includes pros, cons and ...

That’s the pitch of home equity investments (HEIs), also known as shared equity agreements or shared equity investments. Get ...

Home equity loans typically have fixed rates, meaning your rate will stay the same until you pay off the loan. Home equity lines of credit, or HELOCs, usually come with variable rates where the ...

Refinancing doesn’t necessarily mean losing home equity, but it can. With a rate-and-term refinance, your equity stake ...

For example, if your home is worth $400,000 and you still owe $300,000, you still owe 75% — meaning you have 25% equity. A home equity loan is a type of second mortgage that allows you to borrow ...