HDFC Bank reports deposit growth outpacing loans in Q1, facing pressure to raise more deposits amid credit growth slowdown.

The HDFC personal loan is an unsecured loan, which means no security collateral or guarantee needs to be deposited to avail this kind of loan, offered to salaried and self-employed individuals.

HDFC Bank offers personal loans with varying interest rates based on credit scores, income, and customer relationships. A minimum credit score of 720 and ₹25,000 monthly income are necessary.

Compare hdfc personal loan schemes, eligibility criteria and documents required for availing the loan. Check current interest rate and apply online ...

HDFC Bank offers personal loans with interest rates starting from 10.85% per annum with loan amounts up to 40,00,000. You can avail these personal loans with repayment tenures up to 5 years.

HDFC bank allows prepayment and foreclosure of personal loans after 12 EMIs. Prepayment charges depend on the loan tenure: 4% for 13-24 months, 3% for 25-36 months, and 2% for over 36 months.

Interest rates under the HDFC Bank Xpress personal loan segment range from 10.85% to 24.00% (fixed rate). Processing fees can be up to ₹ 6,500 + GST. Further, stamp duty is charged as per ...

Step-by-Step Process of Pre-closing HDFC Bank Personal Loan HDFC Bank does not usually allow complete pre-closure of a personal loan. It does, however, allow you to make part payment towards your ...

India Business News: HDFC Bank's Marginal Cost of Funds-Based Lending Rates (MCLR) determine the minimum interest rate for loans. As of May 7, 2024, HDFC Bank's MCLR ranges between 8.95% and 9.35%.