Banks with high fixed-rate loan exposure and those with elevated Loan-to-Deposit Ratios (LDRs) stand to gain the most. Here's ...

(Reuters) HDFC Bank on Wednesday announced a 2% year-on-year rise in net profits to Rs 16,736 crore for the December quarter, impacted by rise in bad loans and slowing growth in advances.

partially due to a decline in corporate loans. At the industry level, bank credit and deposits have grown at around 11.5% year-on-year until mid-Dec. While HDFC Bank's deposit growth is outpacing ...

the bank’s on-book advances can grow by about 10%. HDFC Bank aims to expand its loan book faster than the industry in FY27, but to do that it would have to sell down its loan book to lower its LDR.

HDFC Bank's merger with parent HDFC in 2023 added a large pool of loans to its portfolio but a much smaller amount of deposits, putting it under pressure to increase the pace of raising deposits ...

India's largest private lender HDFC Bank is set to clock modest 8 percent year-on-year (YoY) growth in net profit for the third quarter of fiscal year 2024-25 (FY25), weighed down by subdued loan ...

In its Q3 business update, HDFC Bank reported subdued loan growth, with total advances rising by just 3 per cent year-on-year (YoY) to Rs 25.42 lakh crore. In contrast, deposits showcased robust ...