Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

These weren't meme stocks or hot IPOs, but legacy industrials, auto parts retailers, and HVAC firms. “Before the most recent ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Paying off a loan early can reduce your debt-to-income ratio, which can benefit your credit. Your credit score is based on a number of factors, like payment history and credit utilization.

You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

Insurance companies typically don't use a FICO credit score to help calculate your rates - they use an insurance credit score. Here's what is and why it matters.

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Throughout the Major League Cricket season, MI New York cricketers will use social media to share their personal financial ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

Key Points ・FICO is launching a new credit score model that includes BNPL loans. ・Consumers may see their scores rise or fall ...

As more people fund their purchases with BNPL loans, they’re starting to appear on credit reports, but they won’t affect your credit score for now. Here’s what to watch out for.