Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on loans, credit, and more.

FICO was one of the first companies to develop credit risk scoring models, called FICO Scores. Lenders can use these numbers to assess risk and decide whether to approve a credit application.

It could be frustrating to have a low credit score without ever taking a loan, but there are multiple reasons for this to happen, particularly if you are new to credit or have not actively used ...

Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score entails.

Research has found a correlation between credit scores and income. Check out the surprising data on the average credit score for low-income Americans.

FICO Score 8 is one of the most widely used FICO scores, along with FICO Score 9. Find out how this type of score works and why it matters.

5 myths and facts about how your credit score works There’s a lot of animosity about this grading system, but it is part of our financial lives ...

Credit score and FICO score are sometimes used synonymously, but in truth, FICO is just the formula used to generate it.

Learn the key differences between FICO and VantageScore credit scoring models. Explore how each score is calculated, their importance, and tips for improving your credit scores.