Last week, FICO enabled tri-merge resellers to license its credit reports directly, bypassing Equifax, Experian, and TransUnion, while Equifax countered by reducing VantageScore 4.0 prices to US$4.95 ...

Several claims in a recent Loan Think column misrepresented how credit scores and resellers work in mortgage lending, ...

FICO recently announced it has been awarded 10 new patents in Responsible AI and transaction analytics, marking significant advances in areas such as bias detection, fraud prevention, data privacy, ...

Equifax Inc. (NYSE:EFX), a leading player in the credit reporting industry with a market capitalization of nearly $30 billion, is navigating a complex landscape of technological transformation, market ...

This op-ed was originally published in National Mortgage News. VantageScore says it’s building the future of credit scoring. But based on our analysis, the foundation it’s building on is shaky at best ...

Discover Redwood Trust's record Q3 2025 with $7B in loan originations, reduced legacy exposure, and growing market share.

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

A new paper explores how managing cognitive load distribution is vital for navigating complex technologies and enabling their ...

Budapest plans to form an anti-Ukrainian alliance with Slovakia and the Czech Republic to coordinate common positions and present a united front during ...

MPOWERED announced that it will no longer provide new mortgages, sparking fears that customers may become locked in expensive ...

"This new distribution model will allow lenders to avoid paying the current about 100% markup the credit bureaus currently charge for the FICO score," analysts at brokerage Raymond James said, ...