The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

As the use of these easy-credit installment loans has grown, FICO said repayment data would provide more insight on consumers ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

RELATED: Buy now, pay later loans will now impact Americans' credit scores Meanwhile, critics say that BNPL leads to "phantom ...

Personal Loans with No Credit Check for Emergency Cash ReliefNew York, June 24, 2025 (GLOBE NEWSWIRE) -- Do you often find yourself in a tight position and in urgent need of cash but do not know how ...

The FICO 10 scoring model is slated for a summer release and could cause your credit score to drop 20 points as the model looks at past debt and balances. FICO 10: How Changes Could Affect Credit ...

The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit ...

In honor of National Financial Literacy Month, global analytics software leader FICO (NYSE: FICO) is encouraging consumers to take charge of their financial well-being by checking their FICO® ...

Learn how this score impacts loan approvals, interest rates and your overall financial health. What Is a FICO Score and Why Does It Matter? Skip to main content ...

This paper presents a comprehensive machine learning approach for credit score classification, addressing key challenges in financial risk assessment. We propose an optimized CatBoost-based framework ...

When you apply for a credit card, issuers examine your creditworthiness by performing a hard inquiry into your credit score, or, in other words, by pulling your credit report from one of the three ...

Still, the wealthiest U.S. consumers continue to pull away: The most recent data from the FICO credit reporting group shows the share of individuals with credit scores of 750 or greater is at ...