A Reddit user with a nearly perfect 798 FICO score was stunned when Citi rejected their application for a personal loan.
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My girlfriend, a widow in her 40s, pays off her credit card after every transaction. Is that weird?
I started dating a widow in her late 40s who pays by credit card but immediately transfers the purchase amount to pay off her card, instead of waiting until the end of the month to pay off her balance ...
Your FICO score has long determined whether you could get a mortgage, car loan or credit card. That could change soon.
Moneywise.com The way your credit score is calculated is about to change — and as many as 91.5 million Americans will be ...
If you’ve been enjoying the freedom of Buy Now, Pay Later (BNPL) services, you’ve been basking in a period of little to no consequences for missed payments. BNPL lets you spread out the cost of a ...
If you’re a Walmart+ member, this card belongs in your wallet. The no-annual-fee card earns impressive rewards on all Walmart ...
Among those with the most to gain from rent reporting are the nearly 49 million adult Americans who don't have a credit score ...
If you're running a company and using a business credit card, you need to know the answer to “Do business credit cards affect ...
Multiple cards don't hurt your credit by themselves. Learn what actually moves your FICO® Score, how many cards is too many, ...
Learn how fixing credit report errors, always paying on time, and lowering your utilization can seriously improve your credit ...
FICO has released a new mortgage score simulator that tests the impact of hypothetical steps to improve a borrower’s credit ...
In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.
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