Boosting your credit score involves avoiding some actions and taking some proactive, affirmative steps as well. Combine them ...

Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% of your total available credit. There are ways to keep your utilization low and improve your score.

You might see your credit score dip after you make a large purchase, as it increases your credit utilization ratio. Increasing your credit utilization over the recommended 30 percent could cause a ...

Take control of your finances. Follow our 5 simple steps to boost your credit score, manage your utilization, and unlock ...

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Your credit utilization, which is the amount of available ... so be careful here. All told, a credit score over 800 could do you a lot of good. It pays to take steps to raise your score, but ...

Achieving a good credit score is essential if you ... "If your balances increase over time, your credit scores will suffer. Your utilization rate, or balance-to-limit ratio, is the second most ...

Credit utilization plays a role in calculating your credit score, and the lower it is ... keep tabs on your bills so you don’t wind up in over your head. One option is to set a weekly calendar ...

If you want to try to reach a perfect credit score, you must pay all your bills on time, eliminate nearly all of your debt (excluding a mortgage), and keep your credit utilization rate to 4.1%.

Keep your credit utilization low Aim to keep your credit ... you should take out a mortgage or a car loan to get your credit score over 800, but if the only credit accounts on your file are ...

Having a credit score over 800 means there isn’t much else ... 1. Keep your credit utilization low Aim to keep your credit utilization as low as possible. This means paying off your balances ...