Opening and closing credit cards can also damage your credit score, per this warning from FICO (FICO). What does it all mean? Unexpected life events such as job loss or an emergency can throw your ...

In this video, I break down exactly how to build an excellent credit score in under 6 months—even if you have mortgages, loans, or multiple credit cards. You’ll learn: ✔️ What makes up your credit ...

There’s a reason the FHFA has long rejected so-called lenders choice. It isn’t a real win for competition and increases risk.

There is finally an identity theft prevention program that is worth your time and money among the multitude of options ...

Credit data company Experian reported an 8% organic revenue growth in the first quarter on Tuesday and maintained its annual ...

Shoppers are concerned about the economy, and they have reason to be. Consumer confidence declined last month.

FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

The regulator of Fannie Mae and Freddie Mac has decided to allow mortgage lenders to use an alternative credit score for ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...