As the Federal Housing Finance Agency (FHFA) opens the gates for lenders to use VantageScore 4.0 alongside, or in place of, ...

A new, robust analysis of the predictive power of the VantageScore 4.0 credit score in mortgage originations demonstrates ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Industry-specific scores: Some FICO score versions are tailored to specific types of financial products. For example, ...

Experian allows everyone to request their Experian FICO Score 8 credit score for free through its FreeCreditScore website. Your score will be updated at login up to once per 30 days.

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Your credit score might soon be impacted by Buy Now, Pay Later loans FICO believes the new model will responsibly expand access to credit, particularly for younger consumers or those with limited ...

If they qualify, Boost adds them to your Experian credit file — potentially raising your FICO 8 score. Boost only affects your Experian credit report.

FICO has released eight main iterations of its credit score labeled 1-10 (there is no FICO 6 or 7). Lenders usually use FICO 8, launched in 2004, and FICO 9, launched in 2014.