Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the ...

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to ...

The company behind FICO credit scores announced plans to include buy now, pay later installment loans in users’ scores ...

If your credit score is over 750, that's considered “great.” “Fair” credit scores are in the 580-669 range, and a score below 580 is considered “poor.” ...

Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student loan payments for debt collection ...

If you have bad credit, you can still get approved for a car loan by using a co-signer or working with a lender that specializes in approving borrowers with poor credit.

The average credit score in 2024 was 715, the same as 2023 and one point higher than 2022, according to Experian. The nationwide average FICO® Score has mostly been on the rise since 2010 ...

Credit score ranges vary based on the scoring model used (FICO versus VantageScore) and the credit bureau that pulls the score (Experian, Equifax o r TransUnion). These are estimates from Experian ...

Key factors that make a credit card ideal for poor credit scores in 2025 are not having annual fees and reporting your payment activity to all three major credit bureaus — Equifax, Experian and ...

Payday loans Payday loans are often the easiest type of bad credit loan to obtain. They are generally for small amounts, usually around $500, and come with high APRs that can exceed 600%. When you ...

"For most people, a perfect credit score probably won't be worth it," said Bankrate, as "having very good or excellent credit will be enough for most lenders to give you good rates and other perks ...