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Over one-quarter of Americans are burdened by medical debt, but with practical steps, you can manage or reduce your medical bills.

These included billing for non-existent and medically unnecessary procedures such as endometrial ablations, biopsies, ultrasounds, vaccinations, and various blood and STD tests.

Blue Cross Blue Shield and Kaiser Permanente are the best health insurance companies for the self-employed, according to Forbes Advisor’s analysis.

Blue Cross Blue Shield has the best health insurance for young adults because it's easy to get medical care. Kaiser Permanente has cheap rates, and Oscar has the best app.