For credit issuers, this is marvelous news. It indicates that young people know they need to prove that they are responsible ...

When determining whether you qualify for the hardship program, the IRS will take a look at your income, if applicable, and ...

As long as the total of your liabilities exceeds the value of your assets when your debt is canceled, you may claim the ...

More Americans than ever are dipping into their retirement prematurely, and experts warn it could have serious consequences ...

One-Time Settlement Option: If successful, it provides a faster path to debt relief. Debt consolidation is typically a better ...

Ms. Sandberg is a reporter and community advocate in San Francisco. Our troubles are not impossible to fix. California’s Proposition 47 downgrades a litany of crimes in order to ‘cut back ...

Ultimately, financial experts advise that diversifying where you keep your money — such as maintaining accounts at both a ...

“Prioritize debts secured by a house or car, necessities like utilities and debts that can’t be discharged, including student ...

As more Americans turn to credit cards to make ends meet, these are the regions with the most credit card debt.

“It pains me to learn that so many people are neglecting their social lives due to the high cost of living,” said Erica Sandberg, BadCredit.org consumer finance expert. “These relationships ...