Your credit utilization ratio or rate is a measure of how much of your available credit you're using. It's calculated by dividing your credit card balance by the credit limit.

Credit card usage is currently very high. Everyone with a bank account has a credit card. Experts say there are a few things ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

If you have bad credit, personal finance contributor Christopher Liew shares some tips to help you fix past mistakes and get ...

When you successfully increase business credit card limits, you're not just getting more money to spend. You're building ...

High credit utilization means you're using many of your available credit lines. General rule of thumb says to keep your utilization under 30% (and even lower if you can).

Your credit score plays a big role in your financial life. Whether youre applying for a loan, a credit card, or even renting ...

To be specific, Grossman, a 49-year-old entrepreneur who calls suburban New York City home, has about 45 credit cards. Admittedly, he doesn't keep all of them in his physical wallet, though he admits ...

Freedom Debt Relief reports credit card limits aren’t keeping pace with debt, stressing residents in Kentucky, Alabama, and Arkansas, where financial strain is highest.

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check reports regularly for accuracy.