Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

The way your credit score is calculated may change this fall. The Fair Isaac Corp. — commonly known as FICO — announced in June a new version of its scoring algorithms to include buy-now-pay-later ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Your credit score measures the likelihood that you'll pay your debts back on a scale of 300 to 850. Any action that casts doubt on this likelihood, like a late payment or high utilization ratios ...

Discover the average American credit score in May 2025 and why it matters. We break down the average credit score by age, by US state, and by year.

Services that split up payments into installments are increasingly popular, especially among young and low-to-middle income ...

Having a good credit score does not necessarily guarantee you'll be approved, but the higher it is, the more it does improve your chances. In order to maintain a good FICO score, ...

The company behind FICO credit scores announced plans to include buy now, pay later installment loans in users’ scores ...

What is considered a good credit score? According to Experian, about 67% of Americans have a FICO credit score of 670 and above, ranking them “good,” “very good” or “exceptional.” ...

Technically, a "good" credit score is between 670 and 739 and this is the average range of a U.S. credit score. A good credit score has a many advantages for your financial health.