The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

The mortgage rate offered to a particular buyer is generally based on his or her credit 'tier' rather than his or her exact credit score. The score itself is an indicator of risk.

A 750+ credit score doesn't just mean bragging rights -- it can unlock cheaper insurance, better job prospects, and access to top-tier credit rewards. Learn more.

Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores. FICO plans to launch a suite of credit scores later this year that incorporate BNPL data, ...

What is a credit score? A credit score is a three-digit number that indicates how likely you are to pay back money when you borrow it, based on your credit history and data from major credit bureaus.

VantageScore 4plus™ Pilots Find 33% of Subprime and 41% of Near Prime Consumers Moved to Higher Credit Tiers by Adding Open Banking Data ...

In testing its portfolio, Patelco Credit Union found that VantageScore 4 plus ™ delivered: 12% of subprime and 15% of near prime members moved to higher credit tiers ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are ...

A perfect credit score of 850 is hard to attain. According to recent data from Experian, one of the three major credit bureaus, only about 1.5% of U.S. consumers have a perfect FICO score of 850 ...

Millions of federal student loan borrowers face long-term damage to their credit scores after falling behind on payments following the government-sanctioned pay ...

Credit scores decline for millions as US student loan collections restart Borrowers ages 40 and older were most likely to be delinquent on their loans.

The national average U.S. FICO score, used as a benchmark for assessing consumer credit risk, slipped as federal student loan delinquencies were once again reported on credit files.