Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Fannie Mae and Freddie Mac’s regulator says VantageScore can now be used to underwrite home loans, weighing on FICO’s stock.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Lowers your credit utilisation rate, positively affecting your credit score. Increases your buying power for large purchases, emergencies, and vacations.

NEW YORK (AP) — Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student loan payments for debt collection. After 90 days of ...

The credit bureaus—organizations that calculate your credit score—don't look at your employment status, earnings, or wealth. Here are some of the factors the credit bureaus use to calculate ...

Credit scores fall within a range of 300 to 850, with 300 being very poor and 850 being excellent. Credit score ranges vary based on the credit scoring model used (FICO versus VantageScore) and ...

If your credit score is over 750, that's considered “great.” “Fair” credit scores are in the 580-669 range, and a score below 580 is considered “poor.” ...

An easy rules of thumb to remember is to keep your utilization below 30%. That’s where you see the score impact accelerate.” Checking your credit score doesn’t hurt, for the most part ...

Generally, credit card issuers will look at your credit score, income, recent credit applications and credit history when approving you for a new card. Keep in mind that while your FICO credit ...