What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

Think your LLC protects you from credit checks? Think again—here’s what lenders really look at and how to get your score ...

Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student loan payments for debt collection ...

Here's what you should keep in mind: How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on ...

“Being on the electoral register and having a positive track record with different types of credit can also boost your score, ...

Many borrowers reported that they never received notice from the Department of Education that their student loan payments were resuming, even though they were meant to have been notified at least ...

Credit Karma and lender were notified but still ran a 2nd credit report. That is bad business and nobody wants their credit to be negatively impacted by taking advantage of their customers.

If you're looking to add a Delta SkyMiles credit card to your wallet, you may be wondering what credit score you need to be ...

Courtney Alev, consumer advocate at Credit Karma, said it’s understandable that people have missed payments because of the mixed messages around student loans.

If you have a $10,000 credit limit each month, and you use $2,000, that’s a 20% credit utilization. An easy rules of thumb to remember is to keep your utilization below 30%.