Credit card issuers don't need to keep an account open indefinitely, and according to their internal policy, they may flag ...

When to close a credit card account. Some reasons you may want to close an account include eliminating a high annual fee, reducing the interest or avoiding overspending.

Let's say you close a credit card with a $0 balance and a $15,000 credit limit but still have two other credit cards: Card No. 1 has a $3,000 balance and a $10,000 credit limit Card No. 2 has a ...

If you're trying to improve your credit score, it makes sense to consider how your financial accounts—including checking accounts—could affect your credit. Ordinarily, checking accounts don't ...

As a small business owner, it makes sense to keep your personal and business finances separate. The same is true of your credit reports. Whenever your business needs to borrow money, it’s best ...

An account closure can harm your credit, but if you’re fortunate, a credit card issuer might send you a notice as a courtesy beforehand. That can give you time to make some moves to counter any ...

Having more than one credit card can help or hurt your credit score, depending on how you manage them. Here's more about the impact it can have. How Having Multiple Credit Cards Affects Your ...

Being an authorized user could help you build credit, but only if the primary account holder manages the card responsibly. Liliana Hall was a writer for CNET Money covering banking, credit cards ...

AT&T plans to reduce the AutoPay and paperless billing discount it offers wireless customers who pay with a credit card from $10 per line, to $5 per line, starting Oct. 2. “Our customers on ...

Cancelling a credit card can affect your credit score. The impact depends on your overall credit history, the age of your accounts and other factors. Your credit score is a rating that determines ...

Business credit card lenders may require a personal guarantee to hold you liable for your business expenses. Some business credit cards report all activity to the consumer credit bureaus, while ...