An account closure could hurt your credit score, even if it wasn't your fault. Here's what to do to fix it. Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, ...

You'll typically forfeit unused rewards when closing a credit card account. You can preserve your rewards value by transferring or redeeming points before closing an account. Co-branded card rewards ...

Having a credit card and not using it might seem like a smart, responsible way to manage your finances. Well, not always while the credit card is unused it seems harmless, many credit card holders don ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.

Cancelling a credit card is a significant financial decision that can impact your credit score. While experts generally ...

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

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