Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Cleaning up your credit reports by getting errors fixed and taking steps to address any legitimate negative information can ...

Like it or not, your credit score is important. It tells creditors how responsible you’ve been with your past debts. Cre ...

FICO weighs five components to determine your score: your payment history, amount owed, new credit, length of credit history, and credit mix. Here's what these categories mean, and what you can do ...

The S&P 500 fell 0.1% on Tuesday, July 8, 2025, after President Trump extended the deadline for "reciprocal" tariffs and ...

Having a clean credit report and good credit score can also help increase your approval odds for credit cards, loans and mortgages, as well as your ability to qualify for the best interest rates.

Your credit score represents your creditworthiness to lenders based on your credit history. Credit scores from the two main credit scoring models, VantageScore and FICO, range from 300 to 850.

3 tips to getting a good credit score. There’s no need to pay anyone to “repair” your credit; you have all the tools you need to raise your FICO number.

Negative marks lower your score, resulting in higher premiums, while a clean report can lead to lower premiums. Lower interest rates: Having good credit indicates you make payments on time, so ...

A clean credit report can open the door to better opportunities if unfair, ... From start to finish, here are the steps to clean up your credit score as quickly as possible. 1.