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FICO said its two new credit scores incorporating BNPL data are expected to launch this fall, but Rossman said widespread adoption could take much longer. “It’s going to be a process ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time the company has factored the popular loans into credit scores.

FICO says its FICO Score 10 BNPL and FICO Score 10 T BNPL — set to launch this fall — would be the first credit scores from a leading scoring company to account for Buy Now, Pay Later activity.