Average CD rates. Because APYs represent the yield you’ll earn for a year, CD terms shorter than 12 months typically have lower returns. Right now, short-term CDs have higher APYs than most long ...

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Learn about certificate of deposit (CD) types, how they work, and how they can fit into your savings goals. Browse Investopedia’s expert-written library for more.

Certificates of deposit (CDs) can be a great method to save money for the future. Learn about PenFed CD rates, and see if they’re a good fit for your finances.

If you hope to earn high interest on money you set aside in a certificate of deposit (CD), you’ll want to consider opening an account soon. CD rates have been slowly decreasing since late 2024 ...

PNC’s CD rates are good for several promotional terms, but lackluster for the rest. You’ll also need to visit a branch to open a CD with this bank.

Citizens Bank offers certificates of deposit (CDs) ranging from one month to 10 years, but only two of these terms are available online: a five-month CD and a 10-month CD. The five-month CD earns ...

The banking giant Bank of America offers a no-penalty CD, what it calls a “flexible CD,” for a 1-year term. The opening minimum of $1,000 is on the lower end. The rate is based on a San ...

Our comprehensive list of the best CDs in Chicago can help you maximize your savings. Discover the current and updated top rates for certificates of deposits for local banks and credit unions.

Rates on new CDs fluctuate, but today, Synchrony is offering a rate of 4.00% APY for a 12-month CD, 4.00% for a 3-year CD and 4.15% for a 5-year CD. Read on for more rates and terms. What is the ...