A tax and spending package Trump signed July 4 nearly halves the watchdog’s annual funding. Resources may be stretched to ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

The GOP’s “big, beautiful bill” will impact people’s finances through tax provisions, cuts to social programs and diminished ...

Senate Republicans have proposed cutting the Consumer Financial Protection Bureau's (CFPB) funding by nearly half.

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...

The Big Three credit bureaus are best known for their rating scores that assess a consumer’s creditworthiness, but evaluating the likelihood that a person will pay a loan on time is far more ...

In 2022, under scrutiny from the bureau, the three major bureaus eliminated medical debt under $500 from credit reports, cutting the number of people with debt on their reports by two-thirds.

Along with Equifax and TransUnion, Experian is one of the Big Three credit bureaus. Experian's US core credit bureau business is relatively mature and, as a result, the company has been expanding ...

In fact, medical debts already did show up as paid on consumers’ credit reports prior to a voluntary change made by the Big Three credit bureaus (Equifax, Experian, and TransUnion) in 2022 to ...

Credit bureaus collect data from lenders, and credit scoring models use this information to calculate your credit scores. The three main credit reporting agencies are Equifax, Experian and TransUnion.

Although the big three are arguably the most important, there are a few lesser-known credit bureaus in the U.S. There are also a number of consumer reporting agencies that track niche data like ...