The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

As the use of these easy-credit installment loans has grown, FICO said repayment data would provide more insight on consumers ...

A salary hike doesn’t directly impact your credit score, but better income management, like timely repayments and low credit utilisation can indirectly improve your creditworthiness over time.

Your buy-now-pay-later activity could soon impact your credit score. FICO announced Monday that it will begin incorporating ...