A low credit score doesn't necessarily preclude access to financing, thanks to progressive financial instruments such as mortgage-guarantee-backed home loans. But these are no substitute for sound ...

The best mortgage lenders will have a combination of low rates, several loan options and excellent customer service. Money’s ...

Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.

If you're preparing to buy a home, you probably know that one of the most important criteria that lenders will consider is your credit score. But are the credit scores they look at the same ones ...

For those wanting to accomplish homeownership yet have a bad credit history, these mortgage lenders have flexible credit ...

A lower credit score leads to higher interest rates, pricier mortgage insurance, and costlier homeowners insurance in most ...

When you have a poor payment history, there are chances that you have a poor credit score, thus making it difficult for you ...

The homebuying process can be nerve-wracking, especially if you have bad credit. Lenders typically want to see at least a 620 FICO score for a conventional mortgage, but some will consider ...

The minimum credit score required for a conventional loan is 620, while other types of mortgages require scores between 500 and 700. A higher credit score usually translates to a lower interest rate.

Mortgage lenders consider your credit score a measure of your ability to responsibly manage debt. The higher your credit score, the better your chances of being approved for a home loan.

Your credit score is one of the primary factors mortgage lenders consider when you apply for a loan. If your score needs work, there are steps you can take to improve it before you apply. Here’s ...

Key takeaways Although prequalification is not a substitute for preapproval, it can be a way to shop around for a mortgage without a hard credit inquiry hurting your score. If you do pursue ...