Speaking as a thirty-something, I feel like there’s a certain magic (and pressure) that comes with being in your thirties. You’re likely earning more than you did a decade ago, maybe climbing the ...

Debt consolidation combines multiple debts into a single, more manageable payment, often with a lower interest rate. This can be done through loans, balance transfers, or other methods. Are you tired ...

Whether you are facing unexpected costs or you simply need extra financial support, personal loans are a viable option that many people rely on. In fact, 24 million U.S. adults have an unsecured ...

Being a cosigner can improve your credit history through positive account management—but it also carries risks, such as financial liability for the debt and negative impacts on your credit score if ...

When you’re late on payments or stop making payments on a loan, the lender can repossess or “repo” the item you’re financing to settle your debt. Knowing how to get a repo off your credit report can ...

When you take out a mortgage, a financial institution agrees to lend you enough money to purchase a home. In exchange, you promise to make monthly payments until you’ve paid off the loan balance. Each ...

Sources: Nolo and InCharge Debt Solutions Factors Affecting a Debt Collector’s Decision to Sue While the statute of limitations sets the outer boundary, debt collectors consider several factors before ...

If you’re trying to stick to a budget but still want to build your credit, you’ve likely wondered what you should use your credit card for. While you can use your credit card to pay for just about ...

According to U.S. News & World Report, 66% of divorced people had shared debt with their ex-spouse. This can complicate financial situations as both parties are still liable for the debt even after ...

A prime credit score typically refers to a high credit score, usually above 720. It shows lenders that you have a history of responsibly managing credit and can qualify you for better loan terms and ...

No-credit-check loans are commonly offered by payday lenders or other companies that offer extremely high interest rates or require you to put down something of value as collateral. Generally, most ...

You can get an apartment with bad credit, but it may take some strategizing. Apartment applicants with low credit scores can boost their odds by applying with a cosigner, paying more upfront, offering ...