Not sure how a FICO score vs. credit score affects you? Find out which one matters most for credit approvals and interest rates.

Regularly checking credit score has these advantages 1. Check financial health: Your credit score shows your creditworthiness and financial behaviour.

Top 5 credit score myths debunked 1. Myth: Checking your own credit score lowers it. Truth: False. Only hard inquiries from financial institutions impact your score.

Here's what you should keep in mind: How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on ...

Your credit score is one of the most important factors lenders look at when you apply for a mortgage loan. Different types of ...

The first quarter of 2025 saw 2.2 million student loan borrowers experience a credit score drop of 100 points, with another one million scores falling by 150 points or more.

These scores are based on information held by three main credit reference agencies – Experian, Equifax and TransUnion – and each can possess slightly different records.

Here's what you should keep in mind: How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on ...

Credit score numbers vary based on the credit bureau that is pulling the score: Experian, Equifax or TransUnion. They also vary between the two main credit scoring systems: FICO® and VantageScore ...