If you have the lowest credit score (or any score under 580), it becomes much harder to get approved for loans, credit cards and housing.

Boosting your credit score involves avoiding some actions and taking some proactive, affirmative steps as well. Combine them ...

Just because your credit score is low, it does not mean that you have a huge outstanding loan on your account. Sometimes your ...

The higher your credit score, the better your chances are to get approved for financial products — like personal loans — with a lower interest rate. Still, there are personal loans you can get ...

Representing the percentage of your total available credit that is currently in use, credit utilization can affect anywhere ...