A lot more needs to be done to educate borrowers on the finer aspects of credit behaviour. Often, the borrowers dont understand the impact of missing even one or two payments, says Bhavesh Jain, MD & ...

Understand how credit scores impact loan interest rates, rectify errors promptly, and maintain a good credit score for better ...

Does getting a quote for car insurance hurt your credit? Thankfully, it won't. Learn more about how insurers use your credit ...

The score itself is an indicator of risk. Some investors are risk-averse and prefer to purchase loans made by banks to borrowers who have high credit scores. High scores are usually indicative of good ...

Over 5 million borrowers are in default, which can make it nearly impossible to buy a home. But hopeful homebuyers have ...

Build your credit by paying on time, keeping balances low, disputing errors, and using a mix of credit types responsibly over ...

Access to credit is tightening for all consumers, but particularly for consumers with subprime credit scores of 699 or lower.

Having a not-so-great credit score may not be something that bothers you on a regular basis. But when it stops you from being able to afford the things you want, that’s when it can become a real issue ...

Just like our everyday habits shape different aspects of our lives, our financial habits help build our credit profile and shape how we stand in the credit landscape. Your credit journey starts the ...

Only then did the company point to its little-known policy: If a credit file sits inactive, the consumer may be labelled unscoreable and their score reset to zero. Tregear says the last time he ...

If you’re using your credit card issuer’s app or website just to pay your bills and check in on some recent transactions, you ...

The Ultimate Plus plan monitors your Experian, Equifax and TransUnion credit ... it'll work its way into your credit score — especially if they don't make good on their obligations to that ...