Once your credit score is excellent, a perfect 850 might not improve your rates or wealth. Learn why true success comes from ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

A 680 vs. 740 credit score might not sound like a huge difference -- but it could cost you thousands in higher interest rates ...

Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as ...

Closing a credit card might hurt your credit score because removing a portion of your available credit will cause your credit utilization, a key credit scoring factor, to rise. Here's what to know.

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Part of the homebuying process involves shopping around with multiple lenders for the best mortgage rate. But without a plan, the very act of shopping around can negatively impact your credit: A ...

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: My wife and I have excellent credit, pay our credit cards in full each month before the due date, and ...

Update: Prime Big Deal Days kicked off on Amazon today! We’re tracking all of the best deals live in our October Prime Day guide here. Well, folks, the unofficial kickoff to the holiday shopping ...

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help ...