If you’d like to earn more than a savings account, without restricting access to your money, a CD ladder could be a wise and low-risk way to do that. Setting one up is quite easy, too. Here’s how.

A CD ladder allows you to partially side-step the inflexible nature of CDs. With this strategy, you can form a schedule to increase your liquidity while continuously investing in CDs that earn ...

A CD ladder is an investing strategy which you buy multiple certificates of deposit (CDs) with different maturity dates. Learn how to build a CD ladder. ... Step 1: Open Different CDs .

The first step involves finalizing how much cash you have to work with for your CD ladder. There’s no set amount you must invest, but keep in mind you can’t access the money without facing ...

How a CD ladder works. Let’s say you have $30,000 to invest in a high-yield CD. You might put the entire lump sum into a long-term CD of 12 months or longer to earn a high rate of return.

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This Werner step ladder is simple, sturdy, affordable, and it handles most household jobs that require a ladder. Its 8-foot height gives you a maximum reach of 12 feet, tall enough for changing ...