Those borrowing under $50,000 a year could save money, while those borrowing more could have a harder time affording school.

As of July 2025, the best interest rates on private student loans started around 3% for fixed-rate loans and between 4% and 5% for variable-rate loans. For federal student loans, rates in recent years ...

Understanding whether federal or private student loans make more sense can save you thousands in the long run.

The “big, beautiful bill” that President Donald Trump signed into law on July 4 caps how much money grad students can borrow ...