The first page of a sample credit report from Experian. Experian Credit account information . Here's the credit part of the credit report. The accounts under your name, including credit cards ...

If a collection account is dragging down your credit score, you might wonder if the collector could make it disappear if you reached a payment agreement. Sometimes referred to as "pay-for-delete ...

Different from a credit dispute, a goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. Here's what you need to know to write one that works.

A goodwill letter, or late payment removal letter, asks a creditor to delete a late payment from your credit reports. Here are tips for sending a letter and a template to simplify the process.

An error in data submitted to the Consumer Financial Protection Bureau about consumers with no credit record — known as ...

See related:100-word statement sample letters, FTC: 1 in 5 Americans has a mistake in credit report, How to read, understand your credit report, Credit reports -- How to get the one that's ...

Under the Fair and Accurate Credit Transactions Act of 2003, U.S. citizens are able to receive one free credit report every year from each of the three credit bureaus—TransUnion, Experian and ...

Students analyze sample credit reports, an eye-opening way to discover the pitfalls of mismanaging personal finances. And Lott asks her middle schoolers thought-provoking questions: ...

NEW YORK, Nov 18 (LPC) - The US$1.2trn US loan market has been slow to adopt to a new lending benchmark as the London Interbank Offered Rate (Libor) is set to be phased out in two years, but a US ...

The site provides a sample credit report with dummy data which you can browse for yourself, a quick and easy way to see exactly what you're buying. If you're tempted, CreditExpert is priced at a ...