Applications for income-driven repayment (IDR) plans were suspended in February 2025 but have since reopened. The SAVE plan is no longer an option, but you can choose from Income-Based Repayment ...

IDR plans, including SAVE, Income-Based Repayment (IBR), Pay As You Earn (PAYE) and Income-Contingent Repayment (ICR), offer lower monthly payments based on income and family size.

The applications were put on pause after a federal appeals court ruled the Biden administration’s Saving on Valuable Education (SAVE) income-drive repayment (IDR) plan was illegal.

Borrowers can apply for income-driven repayment plans again, and servicers will start processing the applications by May 10. Here's what we know and don't know about IDR plans, right now.

Veteran Democratic strategist James Carville lashed out at “g–d— idiot” moderates who voted for President Donald Trump in the 2024 election on his “Politics War Room” podcast on Thursday.

Despite a Department of Education update, over 1 million student loan borrowers face massive uncertainty about IDR applications and student loan forgiveness.

An income-driven repayment plan can offer you a more affordable student loan payment. But if you applied for an IDR plan before April 27, 2025, and your servicer is Mohela, you may need to ...

The IDR adjustment is one of several ways the Biden administration is attempting to reform student loan systems and aid borrowers. Skip to Article. Set weather. Back To Main Menu Close.

For example, if your IDR anniversary date is Nov. 1, you’ll first hear from your servicer about recertifying in August. Then your income information will be due Sept. 25, and the absolute latest ...

The U.S. Department of Education says it will retroactively help millions of federal student loan borrowers who have been hurt and held back by its troubled income-driven repayment (IDR) plans ...

The Department of Education announced Wednesday that access to apply for certain student loan programs has been restored after an almost monthlong pause. The applications were put on pause after a ...