To tap that home equity, homeowners have to turn to banks, credit unions and other lenders for tools such as home equity ...

With home equity up 6% year-over-year, homeowners may want to consider using those funds for select purposes now.

They possess a record $11 trillion in tappable home equity or about $203,000 per mortgage-holding household. Cashing in some ...

Is a home equity loan or a HELOC right for you? Before using your home as collateral for one, consider both your financing needs and your appetite for uncertainty.

The average homeowner currently has about $313,000 worth of equity in their home, according to the March 2025 ...

What Is a Home Equity Loan? A home equity loan is for current homeowners who have accumulated equity in their property, meaning it’s worth more than they owe on their current mortgage.

Home equity loans come with fixed interest rates, meaning you’ll make payments to cover both the principal and the interest in fixed installments over the lifetime of the loan. Repayment terms ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, consolidate debt or support education expenses. Includes pros, cons and ...

That’s the pitch of home equity investments (HEIs), also known as shared equity agreements or shared equity investments. Get ...

Home equity loans typically have fixed rates, meaning your rate will stay the same until you pay off the loan. Home equity lines of credit, or HELOCs, usually come with variable rates where the ...