Fixed EMI personal loans provided applicants with consistent repayments and protection from rate hikes but come with higher ...

1. Rate of interest. The bank decides the rate of interest on the loan. The higher the interest rate, the higher will be the EMI amount, and vice versa, other things being equal.

Personal Loan Calculator Interest Calculator: Use the Moneycontrol PL EMI calculator to calculate EMIs for personal loans, loan Interest rates, installments, etc.

HDFC Bank announces a cut in its MCLR. This benefits borrowers with loans linked to this benchmark. The reduction is up to 10 ...

Even if you already have a personal loan, you can borrow more through a top-up. It’s a quick way to access extra funds with ...

Whenever a borrower takes a personal loan, the bank or the NBFC shares the EMI payment schedule. It has the details of the EMI amount, the number of EMIs, the EMI break up (principal and interest), ...

Explore HDB Financial's Rs 12,500 crore IPO backed by HDFC Bank, now SEBI-approved. Discover more about this much-anticipated listing!

Kim Lowe is Head of Content for NerdWallet's Personal and Student Loans team. She joined NerdWallet in 2016 after 15 years at MSN.com, where she held various content roles including editor-in ...

Compare NerdWallet's expert picks for the best debt consolidation loans from companies like Discover, Upgrade and SoFi. Consolidate credit card and other debts for faster payoff.

In June 2025, several major banks will revise their MCLR. HDFC Bank, Canara Bank, and Bank of Baroda will announce rate ...

By choosing a partial prepayment, one may lower the loan term as well as lower EMIs while also becoming debt-free sooner. One thing to keep in mind is that some lenders charge a certain fee on the ...