A good credit score is important for getting access to loans, rental options and even job opportunities. Good credit can lead to lower interest rates, better loan terms and less expensive borrowing ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums.

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...