The U.S. Department of Education announced federal student loan rates for the 2024 to 2025 academic year, and they're the highest they've been in over a decade. Interest on direct subsidized and ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for 2025-2026 range from 6.39% to 8.94%.

The last time interest rates dropped for federal student loans was for the 2020-21 school year, when the undergraduate rate fell from 4.53% the previous year to 2.75%.

Federal direct student loans don’t require credit or income to apply. They're the best option for students who need to borrow money to pay for college.

The Fed doesn’t directly impact what you pay for federal student loans, yet it might affect variable-rate and private loans. We break down what borrowers need to know — and actionable tips.

The last time interest rates dropped for federal student loans was for the 2020-21 school year, when the undergraduate rate fell from 4.53% the previous year to 2.75%.

The last time interest rates dropped for federal student loans was for the 2020-21 school year, when the undergraduate rate fell from 4.53% the previous year to 2.75%.

The last time interest rates dropped for federal student loans was for the 2020-21 school year, when the undergraduate rate fell from 4.53% the previous year to 2.75%.

The last time interest rates dropped for federal student loans was for the 2020-21 school year, when the undergraduate rate fell from 4.53% the previous year to 2.75%.