On January 17, 2025, the CFPB issued a consent order against a large consumer reporting agency for failing to properly ...
The CFPB cited Equifax’s failure to investigate disputes and resolve errors as part of its crackdown on credit reporting.
On January 7, 2025, the CFPB announced the finalization of a rule amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., to prohibit the inclusion of ...
Commissions do not affect our editors' opinions or evaluations. Having fair credit can put you in a tough position. It doesn’t quite offer the level of confidence most credit card issuers want ...
In an age where plastic payments are the norm, shouldn’t your credit card be as flexible as you are? The definition of Fair credit varies depending on the credit scoring agency. In most cases, scores ...
This doesn't mean that you won't be approved for a personal loan if you don't have an excellent credit score. You just might not get the best rates and terms. But if you have a fair or good credit ...
Commissions do not affect our editors' opinions or evaluations. If you have fair credit, a travel credit card’s valuable and often prestigious benefits may seem out of reach. But don’t despair.
While lenders typically want to see a FICO score of 620 for a conventional mortgage, many will work with borrowers with fair or average credit (between 580 and 669). We've chosen the best lenders ...
v. Garland et al., that effectively pauses beneficial ownership information (BOI) reporting requirements established by the Corporate Transparency Act (CTA). To recap earlier developments in this ...
‘Sometimes I struggled to keep going, but I had to remind myself of how far I’d come’ Credit: John Lawrence ... my favourite quote – how the simple act of carrying on can be brave and ...
Credit report errors are hurting Canadians’ chances of getting out of debt amid rising personal insolvency filings, experts warn. Credit reports in Canada are produced by for-profit credit ...
Explore the world of science and engineering with a simple steam engine project perfect ... denounces president's remarks in new report ...