FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Understand how credit score changes impact first-time home buying. Explore FICO, loans, down payment assistance, and ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

"There's really no reason why someone shouldn't be able to qualify for a loan or rent an apartment just because they got sick." The Biden Administration created that Consumer Financial Protection ...

From paying bills on time to requesting a credit increase, these simple steps can boost your credit and make it easier (and ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

Let’s take a look at what this could mean for your credit score. The offer to buy now, pay later has become ubiquitous when ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...