FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Nowadays, credit cards have become an important part of our daily lives. But it is the right use that maintains your credit ...

Understand how credit score changes impact first-time home buying. Explore FICO, loans, down payment assistance, and ...

Economists worry about tariff-induced price hikes, inflation, interest rates and the outlook for the job market.

A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Even one missed due date can hurt your credit history more than you think. Here’s how much damage it can cause, and what you ...

Improving your credit score is crucial for financial well-being. Paying bills on time, using secured loans wisely, and ...

Loan foreclosure, or early loan closure, can impact your credit report and score. While it may cause a temporary dip, proper ...