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FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...
Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...
Fannie Mae and Freddie Mac’s regulator says VantageScore can now be used to underwrite home loans, weighing on FICO’s stock.
With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...
You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...
Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...
Not sure how a FICO score vs. credit score affects you? Find out which one matters most for credit approvals and interest rates.
NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans ...
After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money ...
FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...
Both FICO and VantageScore issue a credit score between 300 and 850 to potential borrowers with the goal of predicting the likelihood that a person will fall behind on debt repayments.
FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...