A business credit card can affect your personal credit score, but it depends on the type of card, how the provider reports ...

A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards ...

Should you try to get a perfect credit score? Put simply: probably not. While it might "be exciting to aim for 850, the ...

Discover why a perfect 850 credit score isn't necessary for financial success, and what you can do to improve your score.

There’s no need to pay anyone to “repair” your credit; you have all the tools you need to raise your FICO number.

Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not.

Your credit score is a product of many factors, but people with perfect scores have three big things in common. Find out how ...

A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won’t be that significant. As FICO explains, “For most people, one additional ...

A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad ...

Dave Ramsey has never been shy about sharing his opinions on financial systems and this time, he took on one of the most entrenched ideas in personal finance: the FICO score. In a video addressing ...

The US surgeon-general has decided that drinking is hazardous to our health. Alas, no official has warned of the dangers of credit scores. Touted as a signal of financial virtue, credit scores, in ...

The GSEs stated that the planned transition will now take place at the same time they retire the Classic FICO credit model, ...